How the Policies Stack Up

Access America; 800 284/8300 (underwritten by BCS Insurance, Chicago, Illinois) (800-284-8300); Basic Coverage: Trip Cancellation; Medical $10,000; Medical transportation $30,000; Accidental death/dismemberment $25,000; Baggage loss 1000/ person; Travel delay $500; Collision loss damage $25,000; Baggage delay $200: Cost: $2500 coverage: $173; $5000 coverage: $376; $7500 coverage: $609

Access America Trip Cancellation only: $2500: $162.50; $5000: $335; $7500: $497.50.

Travel Guard; 800-826- 1300;(underwritten by CIGNA); Basic coverage: Trip Cancellation; Medical expenses $10,000, Medical transportation $20,000; Accidental death/dismemberment $25,000; Travel delay $600; Also baggage delay, and baggage and travel documents coverage: Cost : $2500 coverage: $189; $5000 coverage: $389; $7500 coverage: $659

C.S.A. Plan A202; 800-348-9505 (Underwritten by Commercial Union). Basic coverage for under age 55: Trip Cancellation; Baggage delay $100; Baggage loss $500; Medical expenses $10,000; Medical transportation no limit; Collision damage $25,000; Trip interruption and travel delay 150% of policy maximum; Cost: $2500 coverage: $162.50; $5000 coverage: $335; $7500 coverage: $297.59

TravelSafe; 888-885-7233 (underwritten by the Chubb Group of Insurance Companies). Basic coverage: Trip Cancellation: Medical expenses $10,000; medical transportation $25,000 accidental death/dismemberment $25,000; Baggage loss or delay $500; Travel delay $500; Optional collision damage waiver $25,000 emergency assistance. Cost $2500 Coverage: $136; $5000 coverage: $267; $7500 Coverage: $398